Hello, I'd like to borrow about 1 thousand yuan. How much is the interest? There is a problem with capital turnover in unsecured Beijingers.

if the annual interest rate of commercial loans is 6.56% for one year,

equal principal and interest: repayment of principal and interest is 8,632.4 yuan per month, total interest payment is 3,588.83 yuan, and total accumulated repayment is 13,588.83 yuan

if the principal and interest are repaid in one lump sum,

interest = principal × annual interest rate× years = 1,× 6.

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