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Calculation method of Yichang talents applying for provident fund loan when purchasing existing homes
loan limit

The loan amount shall meet the following conditions:

Not less than 1 0,000 yuan, not more than 500,000 yuan ××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××

The first home loan purchase shall not exceed 80% of the total purchase price.

Not higher than the loan amount determined according to the loan repayment ability "Chucai Card" A card, "Chucai Card" B card and "Caiyi Card": B, C and D talents, E talents, F talents and F talents.

Loan amount = {[borrower's monthly payment ÷ borrower's monthly payment ratio]-monthly repayment amount of all borrowers} × 0.35× 12 months× loan term× multiple.

If the service life of the purchased house exceeds 5 years, it shall not exceed a certain proportion of the appraised value of the house.

5 years