No, students can only apply for student loans or college students' entrepreneurial loans. Only the identity card can't meet the application conditions. The borrower must have a bank account, work certificate and work for half a year.

2./kloc-can I apply for a loan at the age of 0/8?

First, the basic conditions for applying for loans

1, the age meets the requirements of lending institutions, banks and loan products, depending on different situations;

2. He belongs to the people of China and has no criminal record;

3. Have a stable working income and economic source, and have the basic repayment ability;

4. Personal credit is good, and there are overdue records and debt records that have never been seen in credit reporting. Excessive debt can easily lead to failure in applying for bank loans;

5. Close contact with the bank, preferably with mortgage or financial assets in the bank.

The above are the basic conditions for applying for a bank loan. In fact, most people who have entered the society can meet the above conditions. There are many bank loans to choose from above 18. The most important thing is that they can't be college students, have jobs to support themselves and have the ability to repay.

You can't borrow money from the bank under the following circumstances:

1 year-old and 18-year-old college students;

2. Three people have no jobs, social security and assets;

3. Credit black households can't get bank loans.

Although there are many college students now, some people 18 years old go out to work. It is suggested to find a stable job with continuous work for more than half a year and a continuous social security record, so that the success rate of bank loans will be high.

3./kloc-Do you need a guarantor for student loans over 0/8 years old?

You don't need a guarantor to apply for a student loan, but you need to be with the borrower.

Conditions for handling student loans from places of origin:

Have People's Republic of China (PRC) nationality;

Honest and trustworthy, law-abiding;

According to the relevant provisions of the state, freshmen or college students who have been formally admitted to full-time ordinary colleges, higher vocational schools and junior colleges approved to set up higher education have obtained a true, legal and effective admission notice;

Students' pre-school household registration and parents' household registration are in cities and counties (cities, districts);

The family is in financial difficulties, and the income they can get is not enough to pay for the basic expenses needed to complete their studies during school;

Other conditions stipulated by the bank.

Application materials for student-origin student loan:

Apply for a national student loan;

Copy of my student ID card and resident ID card (minors must provide valid identity certificate of legal guardian and written consent to apply for a loan);

My explanation of the family's financial difficulties;

Proof of family financial difficulties issued by the relevant departments where the students' families are located. Students themselves shall bear legal responsibility for the authenticity of the certification materials provided by them;

Other information required by the bank.

4./kloc-how many student loans can I get at the age of 0/8?

Student loan application must be at least 18 years old. Student loans can be up to 12000 yuan a year, and there is no minimum standard. The amount of student loan is determined according to the applicant's annual tuition and accommodation standards, which means that if your annual tuition and accommodation standards are high, the amount of student loan you apply for will be relatively high, but the maximum amount will not exceed 12000 yuan.