Wuhai Bank has been in a downturn in recent years. In particular, the bank's investment business accounts for a large proportion and the loan concentration is high, so it is difficult to cope with the potential risks of bad debt provision for investment business. At the same time, in 20 19, the total assets of Wuhai bank shrank to less than 50 billion yuan, and the net profit was only 37,965,438+0.9 million yuan. Once there is a dispute of 300 million yuan, it will undoubtedly make the operation of the bank worse.

It is worth mentioning that in 20 19, Wuhai bank was punished by supervision for failing to pay the deposit reserve in full and providing false statements. Recently, due to poor work record, the qualification of a proposed independent director was not approved by the regulatory authorities.

On 2002 1,1and 2 1, the Intermediate People's Court of Chengdu, Sichuan Province issued a civil ruling, involving Wuhai Bank Co., Ltd. (hereinafter referred to as "Wuhai Bank") applying to the court for property preservation of Sichuan Trust of 306 million yuan. In the ruling, the court froze the bank account deposits of Sichuan Trust, the shares of three limited partnerships and the 0.8 1% shares of Huaxi Securities. Wuhai Bank has also become one of the financial institutions that trampled on Sichuan Trust.