The calculation method is as follows:

The calculation formula of the pledge rate is as follows: Pledge rate = (loan principal/present value of pledge) × 100. The loan principal is the amount the borrower obtains from the bank or For the amount of loans obtained by other financial institutions, the current value of the pledge is the valuation that the assets that guarantee the loan can obtain in the current market. Divide these two numbers and multiply them by 100 to get a percentage that represents the proportional relationship between the loan and the secured assets.