Shanghai Bank Credit Card is a convenient, practical, safe and reliable payment tool, including ordinary platinum card, joint venture card, business gold card and other types. Different types of credit cards adapt to different customer groups and provide corresponding preferential rights. Let's take a look at the specific conditions for handling cards:
1. The applicant must be at least 18 years old and be a resident of the urban area or town where the head office and branches of Shanghai Bank are located;
2. The applicant must have full capacity for civil conduct and have a legal and stable source of work and economic income;
3. Personal credit information is good, and there are no bad credit card records such as overdue in the past two years.
Generally speaking, the application conditions of Shanghai Bank's credit card are very simple, and its credit card review is mainly based on the information provided by the applicant, such as the applicant's work, age, marital status, education and so on. The more detailed and comprehensive the information, the higher the credit line rescue after comprehensive evaluation. Under normal circumstances, it is relatively easy to approve the universal card and gold card of Shanghai Bank. The credit limit of a general card is generally between 3000- 1 10,000 yuan, and that of a gold card is between 1 10,000-50,000 yuan. If you have a car and a house and the salary is good, you can also try a platinum card, which usually starts at more than 50 thousand yuan.
In addition, it should be noted that if you apply for a credit card online, you must keep the phone open during the review, because Shanghai Bank will make a manual return visit. After approval, Shanghai Bank will mail the card to the applicant according to the postal code address filled in by the applicant.