Answer: Four thousandths. \x0d\ 1。 China Construction Bank will charge four thousandths of the service fee \x0d\2. ICBC does not charge, but the interest during the freezing period will go to the bank \x0d\3. Minsheng Bank does not charge service fees, and the interest during the freezing period belongs to the owners. \x0d\\x0d\ Time for applying for trading fund custody \x0d\ 1. Full payment: For the one-time payment transaction, the seller can complete all procedures within 15 days; \x0d\2。 Loan: If you apply for provident fund or commercial loan to buy a house, the housing management department will issue another property right certificate (i.e. mortgage right certificate) within 7 working days, and then the lender will send the other property right certificate to the lending bank. After the bank transfers the loan to the escrow account, the buyer will receive the title certificate and the seller can also receive the house payment. \ x0d \ x0d \ fund custody process \x0d\ 1. The buyer and the seller (or in an intermediary company) sign a real estate sales contract; \x0d\2。 The buyer and the seller bring the sales contract, the original ID card and the original real estate license to the bank to sign a custody agreement for the transaction funds of the stock house and open a bank card or passbook; \x0d\3。 The buyer transfers the down payment of transaction funds to the bank and notifies the bank; \x0d\4。 The bank confirms receipt of payment and notifies both parties to the transaction; \x0d\5。 The buyer and the seller handle the transfer procedures of second-hand houses; \x0d\6。 The buyer and the seller shall submit a copy of the receipt of real estate transaction registration acceptance to the bank for verification; \x0d\7。 After the bank verifies that it is correct, transfer the funds to the collection account set up by the seller; \x0d\8。 After receiving the down payment, the seller continues to handle the formalities of property right transfer. \x0d\9。 The buyer transfers the balance to the bank, and transfers the house payment to the seller after the property right transfer is successful. \x0d\\x0d\ No fund custody: The seller may not get all the house payment. \x0d\ Because the property buyers have not managed the purchased property, there is no guarantee that the property buyers have enough funds and the house payment can be paid on time. Therefore, it is likely that the house will be transferred, but the seller will not receive the house payment, and the transaction security cannot be guaranteed.