A house without a real estate license must not be loaned. When using real estate as a mortgage loan, the essential information is the real estate license. No real estate license means that the owner of the house only has the right to live in the house and has no right to use it. Therefore, it is impossible to get a loan without a real estate license.

Information required for mortgage of existing real estate

1, real estate mortgage contract (signed by both husband and wife);

2. Real estate license;

3. Copy of land use right certificate (original inspection);

4. A real estate appraisal report issued by a qualified appraisal agency;

5. Bank loan contract;

6. Proof of the relationship between husband and wife and a copy of the ID cards of both parties (original inspection), and a certificate issued by the civil affairs department where the household registration is located for singles.

Information required for mortgage of forward house property

1. Purchase pre-sale contract;

2. Sign a house purchase loan contract with the bank;

3. Copy of the house purchase prepayment receipt (original inspection);

4. A copy of the marriage certificate of husband and wife (original inspection) and a single certificate issued by the civil affairs department where the household registration is located;