1. What are the personal loan products? An article to answer questions

Now we all know that there are many loan products. Different types of loans have different amounts and different requirements. When applying for a loan, we must combine our own needs and conditions. , choose the appropriate loan product. This article will ask you to introduce what personal loan products are available to facilitate your choice.

What are the personal loan products? There are many personal loan products, which are mainly divided into 7 types: 1. Personal housing loan, which can be loaned for up to 30 years, and the loan amount does not exceed 80% of the house price. 2. For personal housing provident fund loans, the loan amount is generally 70% of the house price, depending on local policies. 3. Personal housing portfolio loan, that is, provident fund loan plus commercial housing loan, the limit is generally 80% of the house price. 4. For personal car consumption loans, the maximum loan amount shall not exceed 80% of the car price. 5. Personal durable consumer goods loan, loan amount is 3,000-50,000 yuan. 6. Consumer loans have relatively high limits, up to 500,000, and generally require guarantees. 7. Personal small credit loan. This loan generally depends on personal credit and repayment ability. The amount generally does not exceed 200,000. Introduction to personal loan products with fast disbursement and high loan limit 1. Baixin Bank Baixin Bank’s loan limit is up to 300,000, and the loan period is 3-12 months. Applicants must have a high school degree or above and be aged 25-50. If you are 1 year old, you can apply with your ID card and bank card. The lowest daily interest rate is 0.02. You can borrow and repay at any time, and you can lend in as little as 1 minute. 2. The maximum amount of the arbitrary loan is 300,000. The applicant has a stable source of income, good credit, no bad credit record, and is between 22 and 55 years old. You can apply for a loan with your ID card and bank card, and the daily interest rate is low. Starting from 0.02, you can repay in advance, automatically approved, and the limit can be issued in as fast as 3 minutes. 3. The maximum limit for withdrawing money is 200,000. Applicants need to have good credit, no criminal record, be between 18 and 55 years old, and cannot be students in school. The monthly interest rate is 0.6, and the passing rate is very high. There are many personal loan products on the market. When we take a loan, we need to think clearly about what kind of loan we want to apply for, look at the loan interest rate and term, and choose the loan product that best suits us.

2. What are the loan products? What are the loan products?

Hello, personal housing mortgage loan, personal business loan, white collar loan, automobile consumption Loans, personal comprehensive consumption loans, personal business loans, student loans, etc. As for which products you can borrow, it depends on your personal situation. If you have collateral, you can make a red book from a guarantee agency like Xiangcheng For housing loans, if there is no collateral, you can only get credit loans or salary loans.

3. What are the personal loan products of China Merchants Bank now? ()

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