Is it reliable to see all risks? Look at its company background first. Duman Insurance is an insurance agency platform under Duman Finance (formerly Baidu Finance) and the first batch of innovative Internet insurance companies in China. First of all, in terms of big brands, DumanMan Insurance has a great advantage and is still very reliable. Xiaoman Insurance Platform cooperates with many well-known domestic insurance institutions such as Huatai Insurance, Sunshine Insurance, Anxin Insurance, Yi 'an Insurance and Tongfang Global Life Insurance to provide users with more suitable and cost-effective insurance products.
Secondly, you can look at Xiaoman Insurance's products. Platform products cover: medical insurance, critical illness insurance, accident insurance, etc. The product is still very comprehensive. Here, I will focus on Xiaoman's full medical insurance * million medical insurance. This product is a health insurance product customized by Xiaoman Insurance and Huatai Property Insurance. Users can purchase this product-"Xiaoman Insurance" through WeChat official account. The first month costs 1 yuan, and only 100 yuan a year can get 6 million insurance coverage. This product can be reimbursed with or without medical insurance, can pay for self-funded items and self-funded drugs in domestic public hospitals, and can realize reimbursement of hundreds of high-incidence and serious diseases 100%.
Full medical insurance * million medical insurance products also provide rapid medical services for serious illness, including deposit advance, expert appointment, expert ward, priority surgery and so on. At the same time, users can enjoy a variety of claims services such as direct compensation, flash compensation and quick compensation.
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Hot question: Is it reliable to buy insurance online?
Some users suggested: I used to buy insurance offline. Is it reliable to buy insurance online? Don't worry about this, because, whether it's door-to-door sales or online insurance, it's just that the sales channels are different, and the products you buy are all from insurance companies.
The establishment of each insurance company must be approved by the China Banking Regulatory Commission. Those who can pass the examination and approval are enterprises with strong financial background, and the major shareholders behind them are powerful groups like Guodian, Sinochem and Industrial and Commercial Bank of China. So don't worry about safety. Online insurance is the same as offline insurance, but online insurance has more advantages: First, you can choose slowly on the online page according to your own preferences, and you can contact online customer service in time if you have any questions; Second, there is no need to accept the "bombing" of offline salesmen. I believe that an important reason why many people are afraid to go to insurance companies is that they are afraid of not being able to withstand the salesman's back and forth sales, and finally regret buying inappropriate products.
If you buy insurance online, you don't have to worry about these problems at all. You should enjoy the same service. Is it convenient?
At the same time, you don't have to worry about whether you can't find someone to pay for the claim. Online insurance, like offline insurance, requires insurance companies to send special personnel to review claims, determine responsibilities, and compare them with the insurance laws and regulations purchased. In the end, the insurance company will make a claim. Take xiaoman insurance as an example. You only need to contact online customer service at Xiaoman Insurance to report and upload information, and you can easily complete the claim settlement procedure, which is very simple and fast.
To sum up, Xiaoman Insurance is an insurance agency platform under Xiaoman Finance (formerly Baidu Finance), and it is the first batch of innovative Internet insurance companies in China, which is still very reliable. Insurance is not only a policy, but also a guarantee. Good insurance products can guarantee your healthy life. You can choose the right insurance products according to your own needs. More products can also be learned in detail through the insurance area of Xiaoman Wealth Management app.