The difference between Yirendai and CreditEase is that Yirendai is a P2P platform launched by CreditEase, and the two are affiliated. Yirendai belongs to CreditEase, and Yirendai is equivalent to a coin, while Yirendai is one side of the coin.

Yirendai is an Internet financial company incubated by CreditEase, which is the leader in the domestic P2P industry and has been working offline for more than ten years. Yirendai disclosed in its prospectus that it has in-depth cooperation and support with CreditEase in everything from business to human resources and even auditing.

CreditEase was founded in 2006 and is headquartered in Beijing. It mainly serves China's high-growth people, the mass affluent class and high-net-worth individuals. There are many different products under its company, and Yirendai is one of the successful products.

There is a good relationship between Yirendai and CreditEasy. Financial business is naturally leveraged and extremely flexible. Yirendai's strong product sales capabilities are based on CreditEase's extremely high-quality products.

According to the prospectus of Yirendai, CreditEase and Yirendai each serve as independent limited liability entities, their debts are shared independently, and their bankruptcy and liquidation are also related to each other.

There is not much difference between the two. When choosing Yirendai, borrowers can learn more about CreditEase and Yirendai’s loan policies in detail so as to understand everything.