1. The borrower is between 18 and 60 years old and has full capacity for civil conduct.
2. The borrower has a stable job and income, and can provide true work certificate, income certificate and salary flow in the last six months.
3. The borrower has good credit.
4. The borrower has a house purchase contract or other valid documents.
5. The borrower must pay the down payment of the house that meets the relevant regulatory requirements.
6. Other conditions stipulated by the lending bank.
The mortgage application requirements of banks may be different. It is recommended that you consult your local bank outlets in detail.
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