1. Can I get a loan to buy a car from a private person?

Yes. The specific process is as follows: 1. Submit relevant information to the brokerage company for preliminary review; 2. Pay the down payment; 3. Select the private car to be purchased; 4. Sign a car purchase contract with the dealer and insure the vehicle. Generally, re-insurance is required; 5. . The bank accepts the loan application and decides whether to approve it; 6. Go through vehicle-related procedures and deliver the vehicle.

2. Can I apply for a loan when buying a car in partnership with others?

You won’t be disappointed if you check it out. Articles in my space.

3. If I open a company in partnership with others and buy a car in the name of the company, how do I get the certificate?

Sign an agreement with the company. Necessary conditions for buying a car in the name of the company: The application indicators of the following units must meet the following conditions: (1) The enterprise has a valid business license (or industrial and commercial registration certificate), organization code certificate and tax registration certificate, and paid the tax in the city in the previous year. The total value-added tax and business tax is more than 50,000 yuan (inclusive); (2) Non-fully funded public institutions, social groups and other organizations have valid organization code certificates. The number of codes applied by the following units is determined according to the following rules: (1) Enterprises that paid a total of more than 50,000 yuan (inclusive) of value-added tax and business tax in the previous year can apply for one code each year, and an additional code can be applied for every additional 500,000 yuan. 1 code, but the total number of annual application codes shall not exceed 8. (2) Non-fully funded public institutions, social groups and other organizations can apply for one code each year.

4. I bought a car in partnership with someone else last year and got a mortgage loan from the bank. The loan went to us as husband and wife, and the guarantor was my brother-in-law. My daughter-in-law did it without me and the guarantor knowing...

Let’s talk about selling the car first. If your wife sells the car to someone else, the ownership of the car must not have been transferred. Even if the ownership of the car has not been transferred, it will not be protected by law and will not have legal effect even if it is sold. Because when you buy a car, you go to a bank for a mortgage loan. The bank will definitely not be able to transfer the loan if it is not complete. Once the car buyer finds out that the ownership cannot be transferred, if the untransferred car is driven out and causes an accident and crushes someone, the legal owner will still be held responsible. Your daughter-in-law is too old and she is looking for trouble. Quickly tell the bank the interests involved. If the bank loan is not repaid, the documents will not be returned to anyone. As long as the loan is not repaid, the bank has the right to you.