1. Zhifu auto loan is a platform for providing auto mortgage, but it is illegal without a formal financial license.

2. According to feedback from several borrowers, Zhifu car loan has illegal behaviors such as beheading, usury and violent collection. Be sure to think carefully before applying for a loan. In addition, if you want to be forced ashore after the deadline, you will probably be forced to tow the car and the car will be resold. I suggest you find a bank or a formal financial institution if you need a loan. Although the loan review is more stringent, it does not have to suffer illegal treatment.