At the same time, the process of buying a house in full is simpler, which can save the cumbersome procedures needed in the loan. Finally, if you want to buy a house in full, it will be easier to change hands without being bound by bank loans.
Complete purchase process:
1, field inspection
After buying a house, the first thing is to go to the corresponding real estate and choose a house. When buying a house, you can go to several real estates, mainly to see the environment near the house and the surrounding public facilities, etc., whether it will provide convenience for your future life.
After many comparisons, we will determine which building to buy, and then go to the corresponding building to choose a house. According to the budget and your living habits, choose the right floor and apartment.
2. Sign the subscription book
After confirming the house, you can sign a contract with the developer to subscribe. When signing the subscription book, you must read the contract carefully. If it can be expressed in paper materials, try to supplement it in the contract. Don't believe all verbal promises.
The content of the contract must be detailed, involving the liability for breach of contract of both parties or the area conditions of the late delivery of the house must be written very clearly to avoid disputes when the house is delivered later.
3. Check the house and accept the house
After the house is completed, the developer will inform the buyers to check and accept the house. When inspecting and accepting the house, we must carefully check whether all the details of the house are consistent with the description in the contract, and also check whether the three books, one certificate and one form of the house are complete and can accept the house only after confirming that there are no problems. If in doubt, we can refuse to accept the house.
4. Pay the house and do the real estate license.
If you buy a house in full, you can directly pay the house price to the developer. However, because the funds involved are relatively large, the developer must issue an invoice when paying the house payment, and then you can apply for the real estate license. Only when the real estate license is completed can you be sure that the house belongs to you.