Micro-loan repays in advance, and the page shows that the system is busy, which may be caused by unstable network or the micro-loan system being upgraded and maintained. Users can choose to try to repay in a clear place on the network, or they can exit the micro-loan page and choose another time to repay in advance. Generally speaking, if you want to maintain and upgrade micro-loans, you will choose to do it in the middle of the night or during the break. During working hours, micro-loans generally operate normally. In case of emergency, micro-loans will issue an announcement to inform users.

If the system prompts that repayment fails, it may be caused by the following reasons:

1. Bank card status is abnormal: the bank card is frozen and locked, and repayment cannot be made.

2. Insufficient bank card balance: If the balance in the bank card is less than the repayment amount, there will be a prompt of repayment failure.

3. Bank card limit setting: Every bank has a repayment limit. For example, the agricultural bank card voluntarily repays a single limit of 20,000 yuan for small loans.

4. The system is busy: If the current system is busy, there will also be a prompt of repayment failure. It is recommended to choose other time periods for prepayment.

There are three main reasons why the emergency payment system is busy, and the countermeasures for different reasons are also different:

First, there are many people applying for emergency money, which exceeds the processing capacity of the emergency money system. The system is unbearable for a while, so the system will be busy.

Countermeasures: It is recommended to avoid the peak period of application, and it is best to apply it in different periods. If the system is busy, please wait patiently for a while.

The second reason is that the emergency money system is upgraded or maintained, or even breaks down, but this situation will generally be prompted.

Countermeasures: There is no way to avoid this. Just wait for the new one, keep an eye on the dynamics of the emergency money APP at any time, and then apply after the system is maintained.

Third, the urgent need for money limits the scale of lending, and we must grab the quota before lending. Generally, there will be a prompt that "the amount of emergency money has been issued today".

Countermeasures: pay attention to the emergency lending trends and grab the quota immediately every time you lend. According to netizens, emergency money is robbed at 8: 00 in the morning, and it is recommended to grab it every hour. In addition, if there are members in the emergency money, it is best to hold a meeting and rob them.