1, commercial housing (the developer must sign a loan cooperation agreement with the municipal housing provident fund management center);

2, the current housing (that is, housing reform to buy property rights);

3. Second-hand houses (stock houses are listed and traded);

4. Houses without property rights (must be mortgaged by the ownership of their own or third-party houses;

5 auction house (the auction company shall sign a loan cooperation agreement with the municipal housing provident fund management center).