Now we all have one or two bank credit cards, and all credit cards have greatly changed our concept of advanced consumption. But now that online lending is so popular and there are various ways, is there a platform for borrowing money by credit card? Actually, there is, because the bank trusts you and gives you a batch of cards. What are the reasons for not trusting online loans? Today, I will introduce several easy-to-use credit card loan platforms to you.
Warm reminder:
There are loan platforms with relatively fast lending speed in the market, but few can really do it in seconds. After all, it takes some time to review and collect money. When choosing, don't believe it easily, lest you be cheated.
The five platforms to be introduced to you today are: card cow and loan, magic loan, joy, good wallet and atomic loan. These can be borrowed and returned quickly and conveniently. Let's have a look!
Ka Niu Dai Ji
And the loan is an old platform, and everyone is familiar with it. It has been a long time since I applied for a loan in Kaniu. The maximum amount is 50,000 yuan, and the service period is 12 months. When applying, you need the mobile phone number and credit card of the real-name registration system, and the general amount is above 5000.
Shenqi loan
Magic borrowing is also an old platform for point melting. It has been doing credit card loans for a long time. The maximum applicable amount is 10000, and the service period is 8 weeks, 12 weeks, June and September. It is said that the official has no exact answer, but it needs face recognition and credit card authentication.
happy
Joy is a short-term platform, and the loan amount is 500- 1000 yuan. The handling fee is high. Borrowing a handling fee of 2 1 day 1 ,000 yuan is probably what it looks like in 200 yuan. Need to authenticate sesame seeds, mobile phone operators, Taobao accounts, etc. If you fail the exam, you can't apply again.
Good wallets can be recharged after rectification, and the audit requirements have become higher than before, but the maximum credit card limit can reach 20 thousand. If the application fails, you can apply again after 24 hours. There are examples of freezing before the next payment.
Atomic loan
Atomic loan is a credit card platform that everyone is familiar with. It's easy to apply for 360 miles, but you will be reduced after the deadline. Generally, the application is successful in the early morning, and the loan will be released around 8 am, and you will call me back at random. Need real-name authentication and credit card bills.
How about this loan software?
Loans must meet the conditions before they can be issued.
Loan application conditions:
1, if you want to have a fixed income, it depends on the salary details;
2. At least 18-65 years old;
3 loans for business or car purchase, there must be a guarantor and mortgage;
4. Good credit information.
Loan application materials:
1. Lender ID card;
2. The credit information of the lender in the past six months, and the credit information is good;
3. The bank card under the lender's name has been flowing for nearly half a year without interruption;
4. The lender's residence certificate (rental contract, real estate license, water and electricity invoices for the last three months);
5. Income certificate issued by the lender's work unit;
6. Social security, insurance policies and provident fund can also be loaned on a monthly basis.
If you want to borrow a higher amount, you can do mortgage loans, such as houses and cars.
Is it safe to use, and is it highly confidential to the lender?
Loan business conditions:
1, 18 to 65 years old natural person;
2. The borrower's actual age plus the loan application period shall not exceed 70 years old;
3. Have the ability to stabilize employment, income and repay the loan principal and interest on schedule;
4. Good credit information, no bad records, and legal use of the loan;
Materials to be prepared for the loan:
1, valid ID;
2. Proof of permanent residence or valid residence, and proof of fixed residence;
3. Proof of marital status;
4. Bank flow;
5. Proof of income or personal assets;
6. Credit report;
7, loan use plan or statement
Is the loan process cumbersome?
It is recommended to apply for loans through bank channels. China Merchants Bank has a lightning loan business. At present, it can only apply through mobile banking, or check whether it meets the application conditions.
If you have a savings card of China Merchants Bank, you can log in to mobile banking and enter the application page in "My → All → My Loan → My Lightning Loan".
The maximum loan amount is 300,000 yuan and the minimum loan amount is 1 1,000 yuan; Your specific quota will be verified according to your business situation in China Merchants Bank, and you can check it after your application is successful.
How can I repay the 24th and 36th installment when I borrow money happily?
Huanlehua loan is divided into 24 installments and 36 installments, which can be repaid on schedule. According to the relevant information, when we made the loan, we chose the repayment period, which can be 24 installments or 36 installments. When selected, next month's bill will be automatically generated, and we only need to repay it on schedule. If loans overdue, there will be credit problems.
I want to borrow money. Is it reliable to borrow money?
If you are in urgent need of money, I suggest that you must choose a reliable formal channel for big brands. Qianhua is a credit service brand owned by Xiaoman Finance (formerly Baidu Finance), which is safe and credible, and has the characteristics of simple application, fast lending, flexible loan repayment, transparent interest expenses and strong security. The application conditions for rich flowers are mainly divided into two parts: age requirements and information requirements.
1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide college students with consumer installment loans. If you are a college student, please give up the application.
Information requirements: You need to provide your second-generation ID card and your debit card during the application process.
Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards.
This answer is provided by Fuguihua, I hope it will help you. Youyouhua, as the credit brand of Xiaoman Finance (formerly Baidu Finance), provides users with convenient, fast and safe Internet credit services with a maximum loanable amount of 200,000 yuan.
This is the end of the introduction of Happy Loan and Happy Loan app. I wonder if you found the information you need from it?