1, which requires the enterprise to operate for more than 1 year with a registered capital of more than 500,000 yuan;

2. The age of the mortgaged property shall not exceed 25 years, and the mortgaged items may be ordinary houses, villas, shops, office buildings and factories.

3. To apply for a loan, you need to provide business license, organization code, bank account number, etc. Enterprise-oriented;

4. The applicant must be a natural person with civil capacity between 22 and 65 years old;

5. The loan must be used for the working capital required by the borrower's business activities, and shall not be used for equity investment such as stock investment, or for projects prohibited by law.