1. Loan for one year, with a monthly payment of 6,043 yuan. The total cost is 12637 1 yuan, which is 25 16 yuan more than the full car purchase.
2. After two years of loan, the monthly payment is 3 126 yuan (April), and the total cost is 128883 yuan, which is 5028 yuan more than the full car purchase.
3. The loan is for three years, and the monthly payment is 2 153 yuan (March). The total cost is 1.3 1.378 yuan, which is 7523 yuan more than the full car purchase.