Student-origin credit student loan refers to the student loan issued by China Development Bank to eligible college freshmen and students with financial difficulties, which is handled in the county (city, district) where the students are registered before entering school. The loan is a credit loan, and the students and their parents (or other legal guardians) are * * * and the borrower, and both parties are responsible for repayment.

Financial institutions of student-origin credit student loans are mainly undertaken by China Development Bank, and other banking financial institutions are encouraged to carry out this business. The specific undertaking bank shall be determined by the local finance, education and banking supervision departments in consultation with the China Development Bank and other financial institutions.

CHINADEVELOPMENTBANK is a policy financial institution in China, directly under the leadership of the State Council, and its banking business is supervised by the People's Bank of China, [1], which was established in March 2004 1994. The bank mainly serves the major medium-and long-term development strategy of the national economy by providing medium-and long-term financial services such as credit and investment, and owns subsidiaries such as CDB Finance, China-Africa Fund and CDB Development Fund.