Legal analysis: Not included. Fraud refers to the act of obtaining a large amount of public or private property by fabricating facts or concealing the truth for the purpose of illegal possession. The objects of the crime of fraud are limited to the property of the state, collectives or individuals, and other illegal interests are not allowed to be defrauded. It should also exclude loans from financial institutions. The object of this crime is the ownership of public and private property.

Legal basis: "Criminal Law of the People's Republic of China"

Article 266 Whoever defrauds public or private property, if the amount is relatively large, shall be sentenced to fixed-term imprisonment of not more than three years, Criminal detention or public surveillance, together with or solely a fine of a huge amount or other serious circumstances, shall be punished with a fixed-term imprisonment of not less than three years but not more than ten years; if the fine amount is particularly huge or there are other particularly serious circumstances, the person shall be sentenced to a fixed-term imprisonment of not less than ten years or life imprisonment , and shall be fined or property confiscated. If this law provides otherwise, the provisions shall prevail.

Article 192. Whoever uses fraud methods to illegally raise funds for the purpose of illegal possession, and the amount is relatively large, shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years, and shall also be fined if the amount is huge or there are other serious circumstances. , shall be sentenced to fixed-term imprisonment of not less than seven years or life imprisonment, and shall also be fined or have property confiscated. If a unit commits the crime in the preceding paragraph, the unit shall be fined, and the person directly in charge and other directly responsible personnel shall be punished in accordance with the provisions of the preceding paragraph.