Credit loans are definitely not feasible. A few banks can make credit loans from Hong Kong, Macao and Taiwan, but the amount is very low. If you need a lot of money, you can only do mortgage loans, but not all banks can do it. Let me introduce them to you:
Bank of China, as one of the four major banks, people from Hong Kong, Macao and Taiwan can make mortgage loans, while people from Hong Kong, Macao and Taiwan can make consumer mortgage loans.
Industrial Bank, Industrial Bank, Hong Kong, Macao and Taiwan can do it.
China Construction Bank and China Construction Bank can only be Hongkong people and Macao people.
There are also foreign banks, both Volkswagen and Eternal, but Eternal means practical operation.
But as a guarantor, China Everbright Bank can be Hong Kong and Taiwan. Minsheng Bank and Shanghai Pudong Development Bank can only do Hong Kong, and Xingye can do Hong Kong, Macao and Taiwan.
To sum up, in fact, Hong Kong, Macao and Taiwan compatriots want to apply for mortgages in the Mainland, which is actually relatively small. Therefore, it is good to know before the loan. Although banks are all over the street, it is still very troublesome to ask from one bank to another, and each bank needs different information, so it is still necessary to consult professionals.