1. There are three repayment methods for bank loans: equal principal and interest repayment, equal principal repayment and early repayment.

2. Among them, equal repayment of principal and interest refers to equal repayment of loan principal and interest in installments. The average capital repays the loan principal in equal amount, but the interest is repaid according to the remaining principal. An advance payment is an advance payment.

3. In addition, some loan types also support one-time repayment, debt service and other repayment methods.

Bank loan refers to an economic behavior that banks lend funds to people in need of funds according to national policies, at a certain interest rate and with an agreed repayment period. Generally, it is required to provide guarantee, house mortgage or proof of income, and make good personal credit information before applying. Moreover, in different countries and different development periods, the types of loans classified according to different standards are also different. For example, industrial and commercial loans in the United States mainly include general loan limits, working capital loans, standby loan commitments, and project loans. In Britain, industrial and commercial loans mainly take the form of discounted bills, credit accounts and overdraft accounts.