1. What is the parking space mortgage application process?

The parking space mortgage loan means that when the applicant (the person who purchases the parking space) purchases the parking space of the building where the first-hand house is located, he or she pays the down payment first, and the rest is borrowed from the bank and uses the purchased parking space equity as collateral. Repay loan principal and interest in installments.

Business process

(1) Submit materials and submit application

(2) Bank investigation and approval

(3) Sign loan Contracts and guarantee contracts

(4) Handle insurance and parking space mortgage registration or filing procedures

(5) Handle loan issuance procedures

(6) In accordance with the contract Repay the principal and interest on schedule

(7) Pay off the loan, terminate the contract, and cancel the mortgage registration

2. What is the process for parking space mortgage?

Sign a "Parking Space Purchase Contract" with the real estate developer;

2.

Deposit the down payment, or pay the down payment for the parking space to the developer;

2.

p>

3.

Fill in the loan application form and submit the materials required for approval;

4.

The bank will conduct review and credit investigation;

p>

3. What is the latest process for parking space loans?

The parking space mortgage financing carried out by Parking Space E Home does not affect the use of parking spaces. If there is no funds to repay, you only need to give up the right to use the parking space for a few years.

4. What is the process for personal first-hand housing and supporting parking space mortgage loans of Bank of Chongqing?

Processing process:

1. Apply for a loan: The borrower applies for a loan, fills out the "Bank of Chongqing Personal Loan Application Review and Approval Form", and submits the information to the handling bank;

p>

2. Loan review: After receiving the borrower's application and meeting the required information, the borrower's credit status, repayment ability, guarantee situation, authenticity of materials, etc. will be reviewed and approved according to regulations, and the review and approval process will be carried out. Reply later.

3. Signing: After approving the loan, Bank of Chongqing signs a loan contract and a guarantee contract with the borrower, and handles mortgage registration and other related guarantee procedures.

4. Loan disbursement: After the borrower completes the relevant procedures, the loan will be issued to the borrower's personal account and the loan will be transferred to the relevant payee account according to the borrower's entrustment.