1. Pay attention to the down payment and sign the loan contract. It is stipulated that the owner must use it to decompress the real estate, and after decompression, he must go through the real estate transaction formalities with you. Otherwise, bear the liability for breach of contract.
2. Real estate transactions are risky. Pay attention to the strictness of the contract, and stipulate the liability for breach of contract can effectively bind both parties.
(PS: Because the owner wants to use your down payment, there is no way to handle the fund supervision procedures)