1. If you can't repay the loan of Peach in installments, you can contact the customer service of Peach to negotiate an extension of repayment. According to the actual situation, peach installment will provide a deferred repayment plan.
2. Repayment cannot be postponed, and peaches are collected in installments. Collection methods include telephone collection, SMS collection, email collection and door-to-door collection.
3. Peach can't contact you by installment, and will report the arrears information to the credit information system.
4. This will affect personal credit records, and it will be more difficult to apply for loans or credit cards.