1. If you purchase affordable housing, you can apply for a housing provident fund loan after the developer completes the sales and loan-related procedures. 2, affordable housing, the down payment ratio is not less than 20% of the total housing price. 3. The loan amount of housing provident fund shall be calculated in the following three ways at the same time, with the smallest as the maximum: (1) the monthly salary base or the sum of monthly salary bases paid by the borrower into the housing provident fund ×35% (specified proportion )×12 (month )× loan period (year); (2) Apply for the first housing provident fund personal housing loan: 70% of the total housing price is for newly-built ordinary housing with a construction area of over 90 square meters in Xing Tao, and 80% of the total housing price is for Xing Tao with a construction area of less than 90 square meters (including 90 square meters); (3) Maximum loan amount. The maximum amount shall be stipulated by the Housing Provident Fund Management Committee. At present, each set of newly-built ordinary houses in Suzhou does not exceed 500,000 yuan. If only one of the borrower and other buyers meets the loan conditions or has no spouse, the maximum amount of new ordinary housing will not exceed 300,000 yuan.