First, the rural credit cooperatives loan guarantor qualification
1. A legal person, other organization or citizen who has the ability to pay off debts on his behalf may act as a guarantor;
2. State organs shall not be guarantors, except those who use loans from foreign governments or international economic organizations approved by the State Council;
3, schools, kindergartens, hospitals and other public institutions and social organizations for the purpose of public welfare shall not be guarantors;
4. If the branch of an enterprise as a legal person has written authorization from the legal person, it can provide guarantee within the scope of authorization.
Two, rural credit cooperatives loan guarantor conditions
1, a natural person with full capacity for civil conduct, aged between 18 (inclusive) and 65 (inclusive);
2. Have legal and valid identification (resident ID card, household registration book or other valid identification) and proof of marital status;
3. Have a good credit record and willingness to repay;
4, with a stable source of income and the ability to repay the loan principal and interest in full and on time;
5. It has nothing to do with loan cases;
6. Enjoy political rights and unlimited personal freedom;
7. Have permanent residence and permanent residence in the local area;