The calculation method of principal and interest of each installment is as follows:
Interest = loan amount x loan interest rate x days in current period
Principal repayment = repayment amount per installment-interest
According to your loan information:
First interest = $565,438 +00000 x 5.5% x 30th/365th = $2,305.48.
First repayment of principal = US$ 5534.84-US$ 2305.48 = US$ 3229.36.
Balance of the first installment loan = USD 565,438+USD 00,000-USD 3,229.36 = USD 506,770.64.
Second interest = $506,770.64 x 5.5% x 31/365 = $2,367.24.
Second principal repayment = $5534.84-$2367.24 = $3167.60.
The balance of the second loan = USD 506,770.64-USD 365,438+USD 067.60 = USD 503,603.04.
Third interest = USD 503,603.04 x 5.5% x 31/365 = USD 2,352.45.
Repay the third principal = USD 5534.84-USD 2352.45 = USD 365438+USD 082.39.
Balance of the third installment loan = USD 503,603.04-USD 365,438+USD 082.39 = USD 500,420.65.
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