Specific operation methods of credit card repayment:

1, the cardholder should find a good agent or individual to pay the bill before the bill expires.

2. Then, both parties agree that the handling fee for reimbursement is generally about 65438+ 0% of the reimbursement amount.

3. After the handling fee is agreed, the institution or individual will help you pay off your credit card bill.

4. Then brush out the same amount through the pos machine provided by the other party.

5. Finally, the cardholder pays the reimbursement fee to the reimbursement agent.

Credit card agency still has certain risks, so you must find a formal agency to avoid being defrauded of personal information and property.

I. Direct repayment by ATM:

If you don't have a friend's credit card, you can make a card-free transaction directly at the ATM, input your friend's credit card and transfer the money directly to your friend's card to achieve the purpose of repayment. If there is, you can directly deposit money for repayment.

Second, Alipay repayment:

1. Log in to Alipay account and click Application Center-Credit Card Repayment-Credit Card Management.

2. Click Add Credit Card.

3. Fill in the credit card information and click OK.

4. The credit card was successfully added. You can directly choose the set credit card for repayment at the next credit card repayment, which is convenient and quick. You can also choose to modify settings or delete credit card information.

Use Alipay to help others pay back their credit cards, and pay back through Alipay mobile client for free; The repayment rate for computer repayment is 0.20%, with the lowest in 2 yuan and the highest in 25 yuan.

Tips: the name of the account is the same as the name of the receiving bank, which means repayment for me; The account name is inconsistent with the name of the receiving bank, and repayment is made for others, including the relationship between the traditional Chinese characters and simplified Chinese characters of the credit card holder's name and Alipay account name.

Third, online bank repayment:

First of all, you must open online banking, and then you can directly use online banking to transfer money to the other party's credit card, which can also achieve the purpose of repayment.

Four. Repayment of business outlets:

After arriving at the business outlet, you can directly transfer the money into the other party's bank card, and the salesperson will execute it after you confirm it, so as to achieve the purpose of repayment.

Operating environment: WeChat version 8.0. 16 Alipay version 10.2.0.9000 ICBC version 6.10.8. 0 agricultural bank version 6. 8。 0

How do credit card agents operate?

Cardholders who want to repay their credit cards should find a good intermediary or individual before the credit card repayment date. Then the two sides negotiate the handling fee for reimbursement, and then the reimbursement agency or individual will help you pay off the credit card bill. Finally, the same amount is swiped through the pos machine provided by the other party, and finally the cardholder pays the reimbursement fee to the reimbursement person. At present, there are three most common credit card repayment modes. 1, find someone who can show you the credit information to see the repayment.

2, you save a little money, and then let him see that you can still brush it out. Because they are afraid that your card will be frozen, they can't swipe it after returning it to you. )

3. Make sure your card is not frozen. He will transfer the money to your credit card on the spot and then swipe it out immediately. (Credit cards can be swiped out as soon as they are returned, which is also considered repayment. )

Then, according to the agreement, you usually pay them a handling fee of 0.52% to 65438+ 0.5% of the amount.

If you are familiar with it, you can give them the credit card and tell them the password, so that they will help you pay it back on the last repayment day. You just need to call them for the handling fee. 1, off-line credit card repayment. The operating principle is that the repayment method adopted by credit card repayment institutions or individuals is one-time payment. Generally speaking, a credit card repayment agency or individual will help you pay back your credit card, and then spend the money immediately by swiping it. 2. Return the credit card to the APP. The principle is that two kinds of cards need to be bound, one is a credit card for repayment, and the cardholder's credit limit in the card is required to be at least 500 yuan; One is a savings card used to collect money. According to the balance in the credit card, automatically calculate how many times you need to repay. For example, if the cardholder's current card balance is 500, and the repayment amount is 5000, it needs to be repaid at least 10 times. The general credit card repayment platform helps cardholders to settle their bills through this circular brushing method. 3. loan repayment APP. In the past two years, this kind of credit repayment app has been very popular. Many banks or non-bank institutions have successively launched such loan products, mainly based on the qualifications of borrowers to assess whether to lend you money. After the general approval, the money will be directly returned to your credit card, and then you can return it to the bank or institution in installments every month.

How does the credit card agent operate?

Credit card overdraft consumption exceeds the cardholder's repayment ability, and someone will think of credit card repayment. In order to ensure the safety of credit card repayment, we need to pay attention to the following repayment procedures:

1. Find a reliable credit card repayment agent or individual before the credit card repayment date;

2. The reimbursement formalities agreed by both parties are generally around 1.5%;

3. Make sure that the credit card is in normal condition, and you can brush it out immediately when you go in;

4. The other party will help repay the credit card bill first, and after the amount is recovered in real time, the same amount will be swiped through the POS machine;

5. The cardholder pays the reimbursement expenses of the other party.