Unsecured personal loans generally refer to personal credit consumption loans. Only through personal credit application, online authorization can query personal credit information, complete basic identity authentication, and select specific loan amount and term. , and wait for approval before receiving the loan. So, what conditions do unsecured personal loans need to meet? Let me give you a brief explanation.

First, the conditions of unsecured personal loans

1, age 18, with full capacity for civil conduct;

2. I can provide my valid identity documents and have a mainstream bank card or a designated bank debit card;

3. Have a stable source of work income and the ability to repay on time;

4. Personal credit investigation has no bad credit record. That's all that matters. After all, it is an unsecured pure credit loan, so good credit is the key to loan success.

Note that in addition to these basic conditions mentioned above, some credit loan products may have some conditions related to the platform background. Here's an example.

Second, for example.

1, microfinance

There is a loan condition that must be invited by Tencent. If you are not on the open invitation list, there is no entrance for loan application, which is why some people can apply and some people can't. Note that the loan portal is only on WeChat and QQ, and there is no separate loan app to download, nor does it support any manual opening.

2. Sorry

A loan product on Alipay, a subsidiary of Ant Group, not only has an age of 18 and a good personal credit, but also needs to meet an important condition to qualify for a loan, that is, "Alipay account is highly active". This is why many people obviously have no bad credit records, but they get the reason that "opening is not supported after evaluation".

The above is about the "unsecured personal loan conditions", I hope to help you.