360 IOU is a 360 financial unsecured, pure online consumer credit platform, focusing on providing instant loan services for individuals and small and micro enterprises. Borrowing a mobile phone loan from 500 yuan, the maximum amount is 200,000 yuan, and the minimum daily interest rate is 1 0,000 yuan, and the minimum daily interest rate is 27 points. You can flexibly choose different repayment methods according to your actual needs (repayment with loan or monthly repayment).

I. Application Process

Download 360 IOU APP- Login-Mobile Phone Number Verification-Identity Information Verification-Loan Application-Lending Approval

Second, the application steps

1. Open the homepage of 360 IOUs, select "My" and click "Login Now".

2. To complete the verification of mobile phone number, you need to enter my real-name authenticated mobile phone number.

3. Enter the verification code. If you don't receive the verification code for the first time, you can click resend after 60S. If you can't receive the verification code, you can also choose to get voice verification, and just click "Get Voice Verification" on the page.

4. After completing the mobile phone authentication, authenticate the identity information. This certification is mainly to evaluate the amount, and it is necessary to upload the front and back of the ID card. Pay attention to the integrity of the border of the ID card when shooting, with clear handwriting and balanced brightness. If you encounter problems, you can click on the following shooting tips.

5. Evaluation-identity information verification, starting with face recognition, the second item is real-name authentication, the third item is bank card binding, and the fourth item is common contacts. After completing the four certifications, click Continue to apply. Complete all certifications to get the loan amount.

Three. Matters needing attention in application

1. Face recognition chooses the best face photos, so pay attention to keep your face straight when shooting.

2.360 IOUs only support bank cards of 15 banks for binding services, including industrial, agricultural, construction, communications, postal savings, China Everbright, China Merchants, Pudong Development Bank, CITIC, Minsheng, Xingye, Guangfa, Huaxia and Ping An Bank.

3.360 The loan amount of IOUs is automatically evaluated and generated by the system, and manual withdrawal is not supported for the time being. With the accumulation of credit records, the system will automatically adjust the quota for users.