First, strengthen the supervision and management of college students' Internet consumption loans from lending institutions.
It is clear that microfinance companies are not allowed to issue Internet consumer loans to college students, and further strengthen the risk management of Internet consumer loans to college students by licensed financial institutions such as consumer finance companies and commercial banks. It is clear that institutions established without the approval of the regulatory authorities may not provide credit services for college students. At the same time, organize all localities to deploy and carry out supervision, inspection, investigation and rectification of college students' Internet consumer loan business.
Second, increase education, guidance and help for college students.
Colleges and universities are required to shoulder the main responsibility of student management from the aspects of improving college students' awareness of economic security, improving the working mechanism of helping and rescuing, comprehensively guiding and establishing correct consumption concepts, and establishing daily monitoring mechanisms.
Third, do a good job in resolving and guiding public opinion.
Guide all localities to do a good job in online interpretation and public opinion guidance to standardize the supervision and management policies of college students' online consumption loans, and take the initiative to speak out against malicious speculation and rumors of using college students' online consumption loans, clarify the truth and create a good public opinion environment.
Four, increase the investigation and punishment of illegal and criminal problems.
Guide local public security organs to intensify the investigation and punishment of illegal and criminal activities of college students' Internet consumer loan business, severely crack down on criminal activities carried out by means of routine loans and usury against college students, intensify the crackdown on illegal and criminal activities such as illegal detention, kidnapping and violent collection, and crack down on illegal and criminal activities that infringe on citizens' personal information according to law.
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College students become customers of small loan companies.
It is no stranger to the outside world that microfinance companies provide credit services. Many products have been integrated into the public life, such as Alipay's borrowing and flower bud products. The operating companies behind it are Chongqing Ant Shangcheng Microfinance Co., Ltd. and Chongqing Ant Microfinance Co., Ltd., while Baidu, JD.COM and Meituan also have Xiaoman Microfinance Co., Ltd., Chongqing JD.COM Tongying Microfinance Co., Ltd. and Chongqing Meituan Sankuai Microfinance Co., Ltd.
According to the data previously released by the central bank, by the end of February 2009, there were 755 1 microfinance companies in China. As a huge consumer group, college students have also become one of the target customer groups of many small loan companies.
Interface News-Bai Hua can't lend money to college students! Supervision issued a document to regulate college students' internet consumption loans, and it is strictly forbidden for small loan companies to provide credit services.