1. According to the agreement in the real estate repayment, the outstanding real estate loan can be transferred to someone else's name for repayment, and the house bought by the father-in-law needs the consent of the son-in-law before the loan can be transferred to the son-in-law for repayment.
2. After the house loan is transferred, it will no longer be restricted to buy a house, because there is no loan under the father-in-law's name, and you can continue to buy a house.