In addition, families with two or more children who buy new commercial housing can enjoy a housing subsidy of 5,000 yuan each, and this policy can be superimposed with the first two items.
At the same time, Leshan also implements the identification standard of housing provident fund "recognizing loans but not recognizing houses"; Appropriately increase the calculation "multiple" of the loanable amount of housing provident fund; In the case of controllable risks, we will steadily carry out flexible employment in different places and pay housing provident fund personnel to use housing provident fund.
In terms of increasing support for non-residential inventory destocking, we will continue to promote the inventory destocking of underground parking spaces. Give a cash subsidy of 2000 yuan to the buyers who buy parking spaces (except for the second purchase and above parking spaces).
In addition, it is necessary to increase financial support for real estate and steadily carry out financial policy support for the real estate market. According to the relevant person in charge of the Housing and Urban-Rural Development Bureau of Leshan City, on the basis of implementing "housing without speculation" and establishing a long-term mechanism of real estate finance, the financial policy signal will be released steadily and effectively. Fully meet the reasonable credit demand of real estate development enterprises on the premise of complying with relevant real estate financial supervision policies. Due to the city's policy, we will implement differentiated housing credit policies and reasonably determine the minimum down payment ratio and minimum loan interest rate requirements for commercial personal housing loans within our jurisdiction. Leshan requires financial institutions not to arbitrarily lend, cut off loans, or press loans from real estate development enterprises.
Just the day before, the Housing and Urban-Rural Development Bureau of Leshan issued "Policies and Measures for Supporting Housing Consumption and Promoting the Stable and Healthy Development of the Real Estate Market in the Downtown of Leshan" (hereinafter referred to as "Measures"), which is valid until June 65438+February 3, 20221.
Among them, the measures to promote the stable and healthy development of the real estate market involve four aspects.
The first is to optimize the payment of supporting fees for urban infrastructure. The longest payment period is no more than one year. Before handling the construction permit, the development enterprise shall pay 50% of the supporting fees for urban infrastructure in advance according to the construction scale stipulated in the planning permit for development projects, and the remaining 50% shall be paid in writing by the development enterprise. From the date of issuance of the construction permit, the longest payment period shall not exceed one year, and it is promised to pay all the supporting fees for urban infrastructure before handling the last batch of pre-sale permits for commercial housing.
Second, create a good market business environment. Implement a "green channel" for pre-sale funds. Optimize the pre-construction procedures of real estate projects. Pre-construction procedures should be handled in stages. New development projects can apply for construction permits by stages according to the foundation pit engineering and the main body of the building (including the basement), and the project is the same general contractor for survey, design and construction. Construction, survey, design, construction and supervision should ensure the quality, safety and function of the project. Optimize and improve the supervision of pre-sale funds of commercial housing. Standardize the deposit and withdrawal of pre-sale funds and other related measures, focus on solving the cash flow difficulties of development enterprises, effectively improve the market resilience and vitality, and promote a virtuous circle of the real estate industry on the premise of ensuring the progress of engineering construction. In accordance with the principle of "strict management and love", we will further optimize the use process of pre-sale funds, reduce the time limit for approval of pre-sale funds, and implement a "green channel" for pre-sale permits and pre-sale funds for real estate development projects with a credit rating of above A.
Third, continue to strengthen the depth and breadth of housing security. Solve the "housing difficulty" problem of the needy people. According to the specific situation of the security object, the access conditions and rent standards of public rental housing are determined by classification, and the policy support for low-income families with housing difficulties is strengthened to ensure that all insurance should be guaranteed. Constantly improve the management system of public rental housing, expand the inclusiveness on the basis of consolidating the all-inclusive policy of public rental housing, explore, evaluate and modify the access conditions of affordable housing and price-limited housing in our city, and better solve the staged "housing difficulty" problem of new citizens, young people and other people with housing difficulties.
Fourth, further standardize the order of the real estate market. Carry out the pilot project of "handing over the house and handing in the certificate" for new commercial housing. In order to solve the problems of "unable to hand over the house for a long time" and "the right of residence and property rights are not synchronized", the multi-department processes such as supervision of commercial housing sales funds, online signing and filing of purchase contracts, tax payment and real estate advance notice registration are optimized and integrated. When the newly-built commercial housing is delivered for use, the certificate of immovable property right shall be handled for the buyers in time.