I am not from China Bank, but a small business loan from other banks. I think there should be no difference between us. What I said is for reference only. First of all, your industry and loan purpose meet the requirements, your credit record is good, and you can provide collateral with clear property rights and sufficient value. For example, if you need to buy raw materials or products sold by agents and want to borrow 8 million yuan, you need to provide relevant purchase contracts to explain the true and reasonable use of loans, as well as sales contracts for nearly one year to explain the sales ability and stable sources of repayment of enterprises. Other required materials include: enterprise certificate, loan certificate (annual inspection required), enterprise loan application, resolutions of shareholders' meeting or board of directors (loans and mortgages), enterprise financial statements (small enterprises do not need to be audited) and so on. After you are sure that you can apply for a loan, consider the formalities. These banks will tell you what information you should provide and the follow-up process, so you don't need to worry too much. I think the first step is the most important. The whole process is basically: collateral evaluation, rating, credit granting and financing, all of which can be packaged.