The loan (loan) was overdue for a long time, but I didn't report it when I went to the People's Bank for inspection. What's going on here?
Yes, as long as there is debt, whether it is a loan or a credit card, small loans including JD.COM Taobao are now on the credit report. Your situation should be that this kind of small loan is not creditable, so it can't be found no matter how long it is overdue. But they must have a special dunning department to urge you to repay.