I am married. When I apply for a China Construction Bank loan and fill in the form of "unmarried", will there be any impact?
Yes, the married limit must be high. You are providing false materials and are suspected of fraud, so . It was discovered that she would definitely not have a loan
I lied about being married and unmarried to buy a house, and the bank loan was found out. The developer said that he violated the contract. Will he lose the down payment or be sentenced?
According to the rules of the contract , what you are doing is illegal, and if you have a lot of money, you may be sentenced. The bank loan will recover the money he lent. In other words, your down payment to buy this house is invalid. You will be held legally responsible to a certain extent.
I am divorced. Is it a crime to write married when filling out bank loan information?
I got divorced, and when I applied for a loan, I needed to write information, but it said I was married. This is not a sin, but a kind of deception.
1. After a divorce, the other party also knows when the loan is taken.
The two people have been divorced and no longer have a relationship as husband and wife in reality, so their assets are very clear.
It has become a kind of financial bill between strangers. When one party writes that he is married in the loan and the other party also knows it, then it is determined that there is no economy between the two parties and such a loan world can be formed.
First of all, you need to determine how to get the loan? For example, some banks need to provide actual information. For example, when you take a loan, you need to bring your ID card and your household registration book. If you are divorced, you will also need to modify the married form.
2. After divorce, the relationship is still very good, and the loan is understandable.
Two people have been divorced. The man needs a loan and needs the woman’s real-life information. If the woman agrees, understands this kind of loan, and feels that it does not pose a threat in reality, then the man can bring it with her. The woman’s information loan was successful.
When the man took out a loan, he wrote in the loan information that he was married without the woman's consent. That is deceiving the bank about his loan qualifications, and the bank will review it.
There is no real loan information problem. The man’s loan was successful. If the woman finds out later, she can ask the man to write an official document to confirm that she does not need to repay.
3. After the loan is granted, the man shall bear the responsibility for repayment, and the woman does not need to file a lawsuit.
The man needs the woman’s information for a loan, that is, he is not qualified for the loan. If he deceived the bank, then he just doesn’t deceive the woman in reality.
If the woman needs a sense of security, she can ask for an agreement from the law with the man, and then make sure that the man's loan has nothing to do with her, and the man can sign it.
Generally, if the man is responsible, the woman does not need to file a lawsuit. She only needs to disclose each other's actual responsibilities privately.
Is it true if a married man deceives an unmarried girl into lending him money and refuses to repay it in the name of being single?
Belonging to
The crime refers to the act of defrauding a relatively large amount of public or private property by fabricating facts or concealing the truth for the purpose of illegal possession.
He was married, said he was single, and borrowed money by concealing the truth about being married to a girl, which constituted an element of the crime and could be reported to the police.
The credit report shows that you are married, but you are single in your household registration book, and you are actually single. Will this affect your loan?
Nowadays, many people will consider loans, so everyone knows that when going to a bank for a loan, bank staff will review personal information. My credit report shows that I am married, but my registered permanent residence is unmarried, and I am not married in real life. Will this affect my loan?
1. It will affect loans
In fact, when everyone goes to the bank to apply for a loan, their personal information will be reviewed, so this information is related to marital status. question. If your household registration book states that you are unmarried, then when you go to the bank to submit the information, it will definitely show that you are unmarried. However, when the bank inquires about your personal credit record, it finds that your credit record states that you are married. At this time, the bank will suspect that you have submitted false information, and this situation will definitely affect It's time for you to get a loan.
2. Contact the bank staff
If you plan to get a loan from the bank in the future, you must solve this problem. You can call the bank staff first Report this problem to the bank staff, let the other party know that this problem is real, and then see how the bank staff respond. If the other party asks you to solve the problem, then you can go to the central bank Consult the customer service staff of the credit reporting system to see how to handle it. If the other party already knows that this is an error in information entry on the credit reporting system, then the bank will also know that you are not deceiving, so you can proceed at this time. It’s a normal loan, but you still need to provide some information or evidence.
3. Conclusion
Don’t think this is a small matter. In fact, this matter will also affect your personal life, especially when you take out a loan when buying a house. Some problems will arise, so everyone must clarify this problem and solve it as soon as possible.
Will it be verified if the car loan is married and unmarried?
It will be verified. When applying for a car loan, although your ID card information does not reflect your marital status, the bank or lending institution will require you to go to the local civil affairs department to print out your marital status. At the same time, you are reminded that during the loan application process, you provide false information or Materials are subject to legal liability.