1, the first interest rate in Beijing is 8-8.5 fold, depending on your personal qualifications. The current benchmark for more than 5 years is 6.4%, and it is 5. 12% after 20% discount.

2.5.94% interest rate is before this year's interest rate increase. Up to now, 10 has raised interest rates twice, so the current benchmark is 6.4%.

30% or 30% interest rate has not been implemented.

4. Since the bank loan business is managed by CBRC, every bank has the same policy for the first home purchase, except that the mortgage interest rate will rise and fall according to different situations, and everything else is similar.