The difference between deposit and deposit: deposit is not a legal concept, so it does not have the effect of deposit penalty. Generally speaking, it is a unilateral act, and the deposit will eventually be integrated into the total price as an advance payment or returned to the payer. The deposit is stipulated in the Guarantee Law: Article 89 The parties may agree that one party shall pay the deposit to the other party to secure the creditor's rights. After the debtor performs the debt, the deposit shall be used as the price or recovered. If the party paying the deposit fails to perform the agreed debt, it has no right to demand the return of the deposit; If the party receiving the deposit fails to perform the agreed debt, it shall return the deposit twice.
It depends on whether you write "deposit" or "security deposit" on the payment slip when you pay the deposit. The difference between the two is one word, a thousand miles. The deposit, with a clear meaning of reservation, is the expression of the will of both parties. According to the contract law, except for invalid contracts, the deposit will not be refunded, and the court generally does not support your claim for return. Deposit, which means consultation and reservation, is generally a vague expression of the wishes of both parties. Similarly, in the contract law, the deposit can be returned. As for whether the contract is invalid or not, it depends on what you said at that time. You can ask the dealer to change a car for you. If the seller refuses to replace it, you can report it to the consumers' association, or bring a lawsuit on the grounds that the seller has not fulfilled the obligation of informing. In addition, the state has restrictions on the sale of existing cars. It seems that the stock expires after a certain period of time, and it is not easy to get a license.
I bought a car with a mortgage. Can I return the car when the bank loan is repaid? Application conditions for buying a car by mortgage:
Having valid identification and full capacity for civil conduct;
Can provide fixed and detailed address proof;
Have a stable job and the ability to repay the loan principal and interest on schedule;
Personal social credit is good;
Holding a car purchase contract or agreement approved by the lender;
Other conditions stipulated by the cooperation organization.
I paid a deposit on the mortgage and didn't want to buy it for a day. Can I get a refund? Generally speaking, it is not refundable.
Application conditions for mortgage car purchase:
Having valid identification and full capacity for civil conduct;
Can provide fixed and detailed address proof;
Have a stable job and the ability to repay the loan principal and interest on schedule;
Personal social credit is good;
Holding a car purchase contract or agreement approved by the lender;
Other conditions stipulated by the cooperation organization.
If you don't want to buy a car by mortgage, can you return the deposit after paying the mortgage penalty? Yes, you can apply for a refund of the deposit after paying the fine.
Mortgage car purchase process:
1. The customer chooses the car at the bank's special dealer and signs the car purchase agreement or contract;
2. The borrower applies to the loan bank for personal automobile mortgage;
3. Sign the contract with the consent of the investigation;
4. Go through the formalities of notarization and mortgage of automobiles;
5. Lenders (banks) handle loans;
6. After the loan is paid off, the lender (bank) cancels the pledge certificate and returns it to the customer.
Have you paid a deposit for automobile mortgage? This happens from time to time, and quite a lot. After the down payment is paid, it will be embarrassing if the loan is not down. So before paying the money, consult the bank to see if you can get a loan, and then go through the next procedure after confirmation.
Can I get a refund after paying the car deposit? I can return it after consultation, because the newly revised consumer rights law of the state has clear provisions.
Consumers are vulnerable groups, and the state protects them. Even if the contract is signed by fingerprint, the deposit can be refunded. Or you can go directly to the local consumer association, and things will be solved immediately.
I paid the deposit for buying a car and wanted to get it back. Can I get a refund? I suggest you try this: the contract problem.
Sign the contract, no refund. Return without contract. Benefits of doing so: contract law
Note: Court petitions
How to refund the past deposit after paying the deposit for buying a car? If it is not enough to buy a car, there will be no refund unless you sign the relevant agreement with the 4S shop. The general practice of oral agreement is non-refundable.
What is the financial cost of buying a car by mortgage? Because there are regional differences, I suggest you ask the professionals of the mortgage company about the cost, so as to know fairly well. Go to another car dealership and call the salesman if the selling price is similar to your car. These general salesmen will give you an approximate figure in advance, and the mortgage fee must be clearly stated in advance (the mortgage company has priced the mortgage fee for the car he sells). The seller of this car should know the cost of each mortgage. In your case, you don't even know how much the mortgage fee is. It should be the salesman's dereliction of duty or deliberate concealment. You can directly complain to his manager, call 123 15, arbitrate or bring a lawsuit to the local people's court. Also, the mortgage contract appraisal after home visit should also explain to you the fees to be paid.