1. Hangzhou household registration, no room and no loan record, with a down payment ratio of 30%;

2. Hangzhou household registration, no room and no loan record, and the down payment ratio is 60%;

3. Hangzhou household registration, 1 suite, no loan record, down payment ratio of 60%;

4. Hangzhou household registration, 1 suite, with loan records, and the down payment ratio is 60%;

5. Hangzhou household registration, 1 suite, you can't buy a house when you are single;

6. Hangzhou household registration, with 2 suites or more, can't buy a house.

For Hangzhou natives, the minimum down payment ratio is 30%. In the first case, I hope to help you.

Hangzhou locals buy a house with a minimum down payment of 30%.

1. 30% down payment: no room, no loan record, and 30% down payment for commercial provident fund loans. Only in this case is it 30%.

2. If a single person owns a house or owns more than 2 suites, it is forbidden to buy a house. In other cases, the down payment ratio must reach at least 60%.

The down payment of local people in Hangzhou is different, with a minimum of 30%, as shown in the following table:

The above contents are for reference only, I hope I can help you. Thank you for your support to Kanfangwang. I wish you a happy purchase!