The seller can recover the loan by suing, and the seller can bring a lawsuit to the court with the loan contract and other supporting materials, demanding the debtor to fulfill the repayment obligation. If the debtor still refuses to perform according to the effective legal judgment document, the seller may apply to the court for enforcement.

legal ground

Article 1 19 of the Civil Procedure Law of People's Republic of China (PRC).

Prosecution must meet the following conditions:

(1) The plaintiff is a citizen, legal person and other organization that has a direct interest in the case;

(2) Having a clear defendant;

(3) Having specific requests, facts and reasons;

(4) It falls within the scope of civil litigation accepted by the people's court and is under the jurisdiction of the sued people's court.

Article 120

The prosecution shall submit a complaint to the people's court, and submit copies according to the number of defendants.

If it is really difficult to write a complaint, it can be made orally, which will be recorded by the people's court and the other party will be informed.