According to relevant regulations, credit cards are not allowed to be used in the real estate field. At present, it has been clearly stipulated that developers and real estate agents are prohibited from using credit cards when buying houses. So credit cards don't allow loans to buy a house.

On September 27th, 20 1, 20 19, the Credit Card Center of the Bank issued an announcement to strictly implement the relevant regulations on the control of credit card use as required, and restricted the transactions of credit cards in some types of merchants. Among them, China Merchants Bank credit cards cannot be traded in real estate merchants (merchant category codes are 1520, 177 1 70 13).

2. Not only is it forbidden to buy a house by credit card, but the payment of property fees will also be limited by the amount. For example, when CCB credit cards are traded in property merchants, the single transaction amount does not exceed 30,000 yuan, the daily cumulative transaction amount does not exceed 50,000 yuan, and the annual cumulative transaction amount does not exceed 65,438+10,000 yuan.

In addition, Agricultural Bank of China, Ping An Bank and other credit cards have also introduced similar regulations, but there are differences in the limit.