Customer qualification review → file search → evaluation → signing a real estate sales contract → face-to-face signing by the bank → granting loans from provident fund → granting loans from commercial banks → issuing letters of commitment and supervision agreements from banks → transferring ownership → paying taxes, obtaining certificates, mortgage registration → granting loans (first from provident fund, then from commercial loans).

The time is generally about 45 days.

The final payment after the transfer by the owner is determined by each bank.

I hope my reply can help you. If you have more questions, please dial 400. I wish you a happy life.