I found a revolving loan in my name with a balance of 164, which means that the amount of personal credit cards, loans and other credit products that have been used but have not been returned is 164. For credit products such as credit cards and loans, the bank will set a credit limit for users, who can use it at will, but they must return it within the repayment period, otherwise there will be overdue fees and fines. Revolving credit account balance refers to the amount that users have used but have not returned, which has certain influence on credit evaluation and credit rating.