1, the formal loan contract will indicate the loan interest rate, repayment method, early repayment and other related terms.

2. When signing the house purchase contract, the interest rate was not written in the loan contract. In this case, if you write "the loan interest rate is subject to the quoted interest rate in the loan market", it means that the future interest rate is subject to LPR, because the benchmark interest rate is stipulated by the state, so it must be entered into the system first and generated by the system.

There is also a blank contract, which has formed a "hidden rule" in the industry in recent years. The bank manager verbally promised to give the lender preferential interest rates, and the lender signed a contract. Legally speaking, this contract can only prove that the bank agrees to lend money to the lender. Oral discount has no legal effect, but you should write down the promise of loan interest rate.