Yes, the application process is as follows:

(1) Copy the basic information, bring the original, and the property owner (both husband and wife of married people must be present, and the property only needs one name) must be present;

(2) Signing a loan application is to write some certificates such as address and unit income. , and submit materials for approval. (It usually takes 5 working days);

(3) After the approval of the bank, the loan contract is signed, and the bank arranges the appraisal company to take photos at the mortgaged house;

(4) When the bank informs the real estate bureau to handle the mortgage registration, check the files first, and then handle the mortgage registration;

5] It generally takes 7 working days for the real estate bureau to apply for a certificate;

[6] After the mortgage registration of the Real Estate Bureau is confirmed, the bank will get his other warrants;

(7) bank loans.

The above is the specific application process of China Merchants Bank's housing mortgage loan, which generally takes about 20 working days.

2. How can China Merchants Bank borrow money without mortgage?

The risk of non-performing loans is huge, and there are not many businesses that can provide 3 million unsecured and unsecured loans. China Merchants Bank is one of them. However, any bank that dares to provide super-large business naturally has relatively strict application conditions. How about that?

In fact, the service of China Merchants Bank is targeted. Generally speaking, China Merchants Bank has the following types of applicable objects:

1. Existing loan customers of China Merchants Bank (new approval conditions);

2. People with stable income sources and rich income, such as teachers, lawyers, doctors, civil servants or other middle-and high-level personnel in government and advanced enterprises;

3. Quality customers of China Merchants Bank;

4. Use Platinum Card to attract some customers.

The business of China Merchants Bank is a high-end China Merchants Bank that dares to give them large loans, because salesmen need to fully evaluate the repayment ability of applicants in advance. When applying for a loan, you need to show your salary certificate, bank account, social security record, income tax form and other materials to China Merchants Bank.

In short, it is not necessary for China Merchants Bank to have sufficient repayment ability, and the applicant's credit status must be good.

The unsecured quota of China Merchants Bank depends on you.

3. How can China Merchants Bank get a loan without mortgage?

The risk of non-performing loans is huge, and there are not many businesses that can provide 3 million unsecured and unsecured loans. China Merchants Bank is one of them. However, any bank that dares to provide super-large business naturally has relatively strict application conditions. So, what are the conditions of China Merchants Bank? In fact, the service of China Merchants Bank is targeted. Generally speaking, China Merchants Bank has the following types of applicable targets: 1. Existing loan customers of China Merchants Bank (and new audit conditions); \2. People with stable income sources and high incomes, such as teachers, lawyers, doctors, civil servants or other middle and high-level personnel in government and advanced enterprises; \3. Quality customers of China Merchants Bank; 4. China Merchants Bank, private bank, sunflower and platinum credit card customers. China Merchants Bank's business is tailor-made for high-end lenders. The reason why China Merchants Bank dares to give them a large loan is because the salesman needs to fully evaluate the applicant's repayment ability in advance. When applying for a loan, you need to show your salary certificate, bank account, social security record, income tax form and other materials to China Merchants Bank. In short, China Merchants Bank must have sufficient repayment ability if it wants to realize cash. After all, the loan period is only two years, and the applicant's credit must be good. The unsecured amount of China Merchants Bank depends on your credit standing and project.

4. How can China Merchants Bank get a loan without mortgage?

Hello, there are many procedures for handling bank loans. You need to prepare a lot of personal information, such as ID card, marriage certificate, residence permit, real estate license, bank card running water, social security accumulation fund certificate, etc. And the bank audit cycle is long. If you have some needs, I suggest you choose a formal credit platform. Qianhua APP is a big brand of Baidu's credit service, which can meet the capital needs of your daily consumption turnover. Pure online application, no mortgage, simple application materials, the fastest 30 seconds for approval, the fastest three minutes for lending, and the highest 200,000. Click on the bottom of the phone and measure it immediately!