From a legal point of view, it is possible. As long as it is difficult for this company and SASAC's shareholders' meeting to pass this operation, the two companies will generally have a close relationship. For example, local debt is being reviewed in the form of bt, so it is best not to show off. Banks will see if this guarantee subject has left the supervision platform of the CBRC, which is very troublesome. If it has left the platform, it will be a little easier to operate. Some trust companies will recognize this method of credit enhancement from the perspective, provided that the platform debt ratio and external guarantee of the guarantee are not too high.
Second, can government platform companies guarantee private enterprises? Is it in compliance with relevant regulations and bank requirements?
From a legal point of view, this is possible as long as the company's shareholders' meeting and SASAC pass.
It is very difficult to operate. Generally, two enterprises will have a close relationship, such as BT agent construction.
Now that the local debt is under review, it is best not to show off.
Banks will see if this guarantee subject is out of the supervision platform of the CBRC. It is very troublesome to get off the platform, so the operation will be easier if you get off the platform.
Some trust companies recognize this method of credit enhancement, of course, provided that the platform debt ratio of guarantee and external guarantee is not too high.
Third, can the government provide mortgage guarantee for private enterprises?
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4. Can government platform companies guarantee private enterprises? Is it in compliance with relevant regulations and bank requirements?
Government platform companies can guarantee private enterprises, in line with relevant regulations and bank requirements. From a legal point of view, this is possible, as long as the company's shareholders' meeting and SASAC pass. It is very difficult to operate. Generally, the two enterprises will have a close relationship, such as BT agent construction; Now that the local debt is under review, it is best not to show off.
Banks will see if this guarantee subject is out of the supervision platform of the CBRC. Getting off the platform is very troublesome, so it is a little easier to operate. Some trust companies recognize this method of credit enhancement, of course, provided that the platform debt ratio of guarantee and external guarantee is not too high.
"Private" is a word with China characteristics;
It came into being in the process of China's economic system reform, and was once very popular. However, the reality is ironic. Private enterprises with popular concepts have no corresponding legal status.
China has successively promulgated the Company Law of People's Republic of China (PRC), the Law of People's Republic of China (PRC) on Sole proprietorship and the Law of People's Republic of China (PRC) on Partnership. These laws have made specific legal provisions for the corresponding enterprises in all aspects, which basically cover all types of enterprises in China at this stage, but there are no "private enterprises".
All non-public enterprises are collectively referred to as private enterprises. In the Company Law, enterprises are classified according to their forms of capital organization, which mainly include: wholly state-owned companies, state-holding companies, limited liability companies, joint stock limited companies (also divided into listed companies and unlisted companies), partnerships and sole proprietorship enterprises.
How do private guarantee companies evaluate their own guarantee ability?
It is really difficult to evaluate the energy strength of private guarantee companies. First of all, there is no fixed model to use; Second, the guarantee company's external guarantee is a constantly changing process, and the total amount of guarantee is uncertain; Third, from the perspective of company law, a guarantee company is also a limited liability company, and its liability is limited to the capital contribution of the investor.
Therefore, generally speaking, private guarantee companies provide guarantees, and each bank is not a single audit. It is necessary for the guarantee company and the bank to negotiate the total amount of guarantee, such as how many times the capital of the guarantee company. During the negotiation, the bank should review the shareholder structure of the guarantee company, its own operation mode, and how much guarantee responsibility the guarantee company bears. In fact, the guarantee company itself should have professional loan examiners like banks. If these personnel have high quality and sound process, it will undoubtedly play a positive role in reducing the overall risk of the guarantee company.
As far as the current situation is concerned, the reputation of private guarantee companies is generally poor, and the acceptance of banks is very small.