Carat = Carat = Card

The English word for carat is carat. After transliteration, there is a common name "Ka". When you are visiting the jewelry market, you can say, "Boss, let me see your diamonds above 1 card!" "Pretend you are knowledgeable.

However, 1 carat is still very large, so more people choose to buy diamonds less than 1 carat, which are described by a smaller weight unit "minute".

Why is the price of 1 carat diamond much higher than 99 cents?

1, carat premium of diamonds

The carat premium of diamonds is naturally related to the weight of diamonds. As we all know, diamonds grow geometrically. One carat is equivalent to 100 cent, or 0.2 gram. When the parameters such as color, clarity and cut are similar, the price of diamonds increases step by step with the increase of weight.

To put it more bluntly, the price of diamonds has risen obviously by every integer such as 5, 10. Even if there is only one point difference, the price of one carat is much higher than 99 points. This is the real "nine Niu Yi hairs, a thousand miles away".

2. The embodiment of carat premium

For example, if a 50-cent diamond costs more than 10,000 yuan, then a carat diamond of the same quality is not as simple as 20,000 yuan. Some guests spend more than 60,000 yuan on a one-carat diamond, so a two-carat diamond with the same quality,1.20 thousand, can't be bought, maybe 260,000 or more! This is the carat premium of diamonds!

However, the phenomenon of "diamond carat premium" can't be reflected only in carats? In fact, diamonds will have a diamond premium below 20 minutes and 30 minutes, but it is not as big as the carat premium. The size of carat premium is closely related to the quality of diamonds. Generally speaking, the carat steps of high-quality diamonds will be more obvious.

3. Reasons

So why is there a carat premium? This stems from the international financial practice, in the final analysis, because diamonds have the function of mortgage loans. In European and American banks, the mortgage loan for diamonds is only for large-scale diamonds with a carat or more, and those with a carat or less are broken diamonds, so they are not qualified. Therefore, one carat becomes the watershed of diamond price, and the price will change by leaps and bounds inside and outside this threshold.

3. How to avoid premium phenomenon?

There is a standard and a critical point for the classification of diamond quality grades, and according to this feature of carat premium, we can divide diamonds into two categories: those that have passed the critical point and those that have not. For example, 30 minutes, 50 minutes, 1 carat are all critical points of diamonds. In terms of wearing effect, diamonds that are usually one or two points below the critical point are almost as big as them from the naked eye, but the price is much cheaper.

For example, if you want to buy a 0.5-carat diamond, it is much more cost-effective to choose a 48-cent diamond of the same grade.

Buying diamonds should not only be understood, but also be cost-effective. The most important thing is cost performance. Therefore, knowing what carat premium is unusual and mastering the law of diamond carat premium can not only avoid inflation but also preserve and increase value!